Could the proposed student contributions influence permanent residents and NZ citizens?

In saying that I expect price sensitivity to be low in response to changed student contributions, I have given the HELP loan scheme as one of my reasons. Study now, repay later, perhaps never.

But I should caveat that, because not all Commonwealth supported students are entitled to a HELP loan. HELP is a rare social support scheme that is linked to citizenship; it could be the only one (happy to hear of others, if anyone knows of them). The only general exception is permanent humanitarian visa holders.

Entitlement to a Commonwealth supported place is more conventional. Permanent residents can have one. Indeed, for people with PR their tuition subsidy entitlements are more liberal than for other programs. Unless someone was an international student when starting their course, their eligibility for a CSP begins immediately on attaining permanent residence, while there is a waiting period for many social security benefits.

The benefit for a CSP for someone with PR is limited to the Commonwealth contribution and the price cap on student contributions.

But this means that any student contributions have to be paid upfront. In 2018 about 38,000 domestic students were permanent residents, or 3.5 per cent of the total.

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